Private lending referral checklist

1. First conversation

• Funding need: amount required and business purpose.
• Timing: required funding date and the reason for the deadline.
• Security: property type and location, estimated value, existing mortgage balances and other claims.
• Repayment or exit: proposed source of repayment, expected timing and available evidence.
• Main constraint: lender decline, incomplete financials, settlement pressure, tax debt or another material issue.
• Referral context: your role and the client's authority for the introduction.

2. Lender application

Documents may include the following, depending on the lender, structure and scenario.

• Borrower and entity details, identification and required consents.
• Property and title information, valuation requirements and current mortgage payout statements.
• Financial statements or suitable alternative income and business evidence.
• Documents supporting the funding purpose and deadline.
• Evidence supporting the repayment or exit, such as a sale or refinance plan.

Confirm the document list and secure submission route before sharing identification or financial records.